The workbench

Tools for working it out

Seven free tools, each built for a different kind of question. They run in your browser, show their assumptions, and never ask for your name or email.

Assessment

Readiness Check

Answer a handful of honest questions about your goal, time, and money, and get a starting level plus two or three moves worth making next—no account, no score to chase.
You giveA few honest answers about your goal, timeline, and budget You getA starting level and two or three tailored next moves Time~4 min
Calculator

True Cost Calculator

Enter tuition, living costs, aid, and savings to see net cost, the gap you'd need to cover, and an example monthly loan payment—with every assumption shown.
You giveTuition, living costs, grants, savings, and an interest rate You getNet cost, funding gap, an example payment, and what moves the number most Time~5 min
Checklist

Aid Readiness Checklist

A tickable, printable checklist that adapts to whether you're likely a dependent or independent student, and remembers your progress in this browser.
You giveA few yes/no answers about your situation You getA personalized checklist, saved in this browser, ready to print Time~4 min
Mapper

Skills Gap Mapper

List the skills a target job asks for, rate yourself honestly, and get a prioritized plan that sorts each one into learn, prove, or translate—with a way to close it.
You giveSkills from real job postings and a 0–3 self-rating for each You getA gap map sorted into learn / prove / translate, with next moves Time~8 min
Comparison

Program Face-Off

Enter what each school tells you. The worksheet totals the real cost, flags the answers you're still missing, and exports a copy you can keep.
You giveCost, length, format, accreditation, and outcomes for each program You getComparable totals, the gaps to ask about, and a downloadable file Time~10 min
Planner

Weekly Time Planner

Add up work, commuting, caregiving, sleep, and study, and see how many credits your week can realistically carry before something has to give.
You giveYour weekly commitments and the course load you're weighing You getA week chart, the hours left over, and a sustainable credit range Time~4 min

Your answers stay here

Tool inputs are saved in your browser so you can come back to them. They aren’t sent to us. Manage storage.

Estimates, not verdicts

Results depend on the numbers and choices you enter. Each tool explains what it can and can’t tell you.

Not sure where to start?

Try the Readiness Check if you’re deciding what to do, or the True Cost Calculator if you’ve picked a program.