Public programs

Help that already exists

Official programs that help pay for school or training, or help you find it. Run by government agencies and established nonprofits, and listed here for free.

How this list worksWe chose these programs editorially. We have no commercial relationship with any of them and earn nothing if you use them. Eligibility, amounts, and deadlines are set by each program; check its official site before relying on anything here.
Fund Your Training

FAFSA & Federal Student Aid

U.S. Department of Education

The free application that unlocks federal grants, loans, and work-study, plus most state and school aid. Filing it is the single most important money step.

Go to StudentAid.govOfficial site. Opens outside The Academic Ninja.
Fund Your Training

Federal Pell Grant

U.S. Department of Education

A need-based grant for undergraduates that generally does not have to be repaid. Eligibility and the maximum award are set each year.

Go to StudentAid.govOfficial site. Opens outside The Academic Ninja.
Fund Your Training

Federal Work-Study

U.S. Department of Education

Part-time jobs, often on campus, for students with financial need. You earn the money as pay rather than taking it as a loan.

Go to StudentAid.govOfficial site. Opens outside The Academic Ninja.
Fund Your Training

Net Price Calculator Center

U.S. Department of Education

A directory of every Title IV school's own net-price calculator, so you can estimate what you'd actually pay before you apply.

Go to collegecost.ed.govOfficial site. Opens outside The Academic Ninja.
Choose Your Path

College Scorecard

U.S. Department of Education

Official data on cost, graduation rates, and post-enrollment earnings, searchable by school, program, and field of study.

Go to collegescorecard.ed.govOfficial site. Opens outside The Academic Ninja.
Master a Trade

Registered Apprenticeship

U.S. Department of Labor

Paid, employer-sponsored training that combines on-the-job learning with classroom instruction and ends in a nationally recognized credential.

Go to Apprenticeship.govOfficial site. Opens outside The Academic Ninja.
Master a Trade

License Finder

U.S. Department of Labor

Check whether an occupation requires a state license and which agency issues it, so you credential up for the right thing.

Go to CareerOneStopOfficial site. Opens outside The Academic Ninja.
Change Your Course

American Job Centers

U.S. Department of Labor

Free in-person help near you with career changes, training funds, résumés, and local job leads.

Go to CareerOneStopOfficial site. Opens outside The Academic Ninja.
Change Your Course

Occupational Outlook Handbook

Bureau of Labor Statistics

Trusted pay, growth, and entry-requirement data for hundreds of occupations, updated regularly.

Go to bls.govOfficial site. Opens outside The Academic Ninja.
Change Your Course

O*NET OnLine

U.S. Department of Labor

A detailed database of what occupations involve, the skills they use, and related careers worth considering.

Go to onetonline.orgOfficial site. Opens outside The Academic Ninja.
Return to Learning

CLEP (Credit by Exam)

College Board

Earn college credit by passing exams in subjects you already know, which can shorten a degree and lower its cost. Accepted credit varies by school.

Go to CLEPOfficial site. Opens outside The Academic Ninja.

Know of a public program we should add? Tell us.